Life Insurance for People with a High PSA

We have life insurance services customized for your unique needs and preferences. Simply select the right platform for you:

For people with a medical condition or adventurous hobby:

  • You have a current health issue, or history of serious illness
  • or engage in adventurous hobbies such as rock climbing, mountain climbing, or scuba diving
  • or have negative marks on your credit / financial / motor vehicle / criminal record
  • or travel outside the US on business or pleasure
  • or have been declined or rated on prior applications.

(not available in NY)

  • You are between the ages of 20 – 70
  • and want life insurance for family protection
  • and have excellent health and a solid credit record
  • and do not engage in adventurous hobbies such as scuba diving or rock climbing, or travel abroad
  • and need up to $1 mil of term insurance
  • and are not replacing an existing policy
  • and don’t want to take a medical exam
  • and want the convenience of an on-line application.

For men and women doing estate, business, or retirement planning:

  • You need a cash-value policy
  • or are replacing a policy you have
  • or need a policy to fund your estate
  • or need a policy to cover a buy-sell agreement, key person, or business loan
  • or want assistance with premium financing
  • or require a competitive analysis of existing coverage
  • or have existing policies you would consider selling for cash
  • or have business, family or financial ties outside the US.