Life Insurance for Freedom Lovers We have life insurance services customized for your unique needs and preferences. Simply select the right platform for you: For healthy people who want an on-line application with no exam: (not available in NY) You are between the ages of 20 – 70 and want life insurance for family protection and have excellent health and a solid credit record and do not engage in adventurous hobbies such as scuba diving or rock climbing, or travel abroad and need up to $1 mil of term insurance and are not replacing an existing policy and don’t want to take a medical exam and want the convenience of an on-line application. Click here to get a quote Click here to get a quote For people with a medical condition or adventurous hobby: You have a current health issue, or history of serious illness or engage in adventurous hobbies such as rock climbing, mountain climbing, or scuba diving or have negative marks on your credit / financial / motor vehicle / criminal record or travel outside the US on business or pleasure or have been declined or rated on prior applications. For men and women doing estate, business, or retirement planning: You need a cash-value policy or are replacing a policy you have or need a policy to fund your estate or need a policy to cover a buy-sell agreement, key person, or business loan or want assistance with premium financing or require a competitive analysis of existing coverage or have existing policies you would consider selling for cash or have business, family or financial ties outside the US. Click here to get a quote