Life Insurance for Freedom Lovers

We have life insurance services customized for your unique needs and preferences. Simply select the right platform for you:

For healthy people who want an on-line application with no exam:

(not available in NY)

You are between the ages of 20 – 70
and want life insurance for family protection
and have excellent health and a solid credit record
and do not engage in adventurous hobbies such as scuba diving or rock climbing, or travel abroad
and need up to $1 mil of term insurance
and are not replacing an existing policy
and don’t want to take a medical exam
and want the convenience of an on-line application.

For people with a medical condition or adventurous hobby:

You have a current health issue, or history of serious illness
or engage in adventurous hobbies such as rock climbing, mountain climbing, or scuba diving
or have negative marks on your credit / financial / motor vehicle / criminal record
or travel outside the US on business or pleasure
or have been declined or rated on prior applications.

For men and women doing estate, business, or retirement planning:

You need a cash-value policy
or are replacing a policy you have
or need a policy to fund your estate
or need a policy to cover a buy-sell agreement, key person, or business loan
or want assistance with premium financing
or require a competitive analysis of existing coverage
or have existing policies you would consider selling for cash
or have business, family or financial ties outside the US.